Rehabilitation Mortgage Insurance (HUD/FHA)

Program Description
This program may help individuals finance the cost of purchasing and rehabilitating their new or existing home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance programs.

General Program Requirements
In order to qualify for this benefit program, you must be a current or prospective homeowner who is planning to repair or improve a residential structure that is more than one year old.

Loan Terms
Market Interest Rate, with variable Upfront Fees and no Pre-payment penalties. Maximum Loan Length 30 years. Maximum Loan Amount is based on area loan limit. Monthly Payment Frequency.

Application Process
For more information, see the Program Contact Information below.

Contact Information (Register above for free access!)

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To read more about this program, go to:

http://www.hud.gov/offices/hsg/sfh/203k/203k--df.cfm

For housing rehabilitation that does not require buying or refinancing the property, read:

http://www.hud.gov/offices/hsg/sfh/title/title-i.cfm

To obtain a FHA-insured mortgage, look in your local Yellow Pages under "Mortgages" or contact a FHA-approved lender:

http://www.hud.gov/ll/code/llplcrit.html

To read more about help for disaster victims, go to:

http://www.fema.gov

Managing Agency
U.S. Department of Housing and Urban Development
http://www.hud.gov/

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