Basic FHA Loan (Home Mortgage Insurance - HUD/FHA)

Program Description
This program can help individuals buy a single family home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance programs.

General Program Requirements
In order to qualify for this benefit program, you must be a current or prospective homeowner who is refinancing an existing mortgage.

Loan Terms
Loan terms for FHA-insured loans are determined by the lenders who process the loans.

Application Process
For more information, see the Program Contact Information below.

Contact Information (Register above for free access!)

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To read more about the home buying process, please visit:

http://www.hud.gov/buying/index.cfm

To obtain a FHA-insured mortgage, look in your local Yellow Pages under "Mortgages" or contact a FHA-approved lender:

http://www.hud.gov/ll/code/llplcrit.html

To read more about this program, go to:

http://www.hud.gov/offices/hsg/sfh/ins/203b--df.cfm

Managing Agency
U.S. Department of Housing and Urban Development
http://www.hud.gov/

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