May 30th 2008, 13:13

Money for Disaster Victims

A federal agency makes sure that victims of calamities get all the help they need to reclaim their lives.

With a storm slamming into Aurora, Nebraska and pelting the whole town with hail last Thursday, a lot of you might be thinking about what could happen to you if similar disasters strike in your area. And these occurrences are no joke: every year, scores of farmland, residential areas, and businesses are damaged by natural calamities, and those who survive have to rebuild their lives from the rubble of financial losses and destroyed property.

Although the prospects might seem grim for many victims of natural disasters, the government offers hope for those who lost their homes to calamities, including severe storms, hurricanes, and tornadoes. The Federal Emergency Management Agency (FEMA) was formed to help those who have been affected by natural disasters, particularly individuals or households whose losses aren't protected by insurance.

Through FEMA, victims of disasters can receive immediate assistance, which covers financial aid, temporary housing, and home repairs. FEMA also provides money to homeowners who need to replace their non-insured homes, as well as to families or individuals who will require financial help in the construction of a new home.

FEMA also responds to non-housing emergency needs. The agency can spring for disaster-related medical and dental costs, as well as provide victims with other emergency supplies, such as clothing, household items, educational materials, fuel, and vehicles. To
find out if you qualify for any of these services, contact FEMA in Washington, D.C., or forward your questions to your local state agency for more information about disaster assistance.



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